Jewelry Insurance
Peace of mind for your jewelry
Protect your jewelry purchase
We’ve collaborated with Jewelers Mutual, the leader in jewelry insurance, to remind you of the importance of protecting your beautiful and timeless jewelry from loss, theft, damage and even disappearance. Whether it’s an engagement ring or a gift to yourself, protecting your jewelry is quick, easy and allows you to wear without worry.
A policy from Jewelers Mutual typically costs 1-2% of the jewelry’s value per year and checking how much it will cost you takes less than a minute.
AboutJewelers Mutual
For over 100 years, Jewelers Mutual has been offering protection from loss, damage, theft and even disappearance. Your most prized jewelry possessions don't simply reflect light, they are reflections of you and of life's most important moments. When you're covered by Jewelers Mutual, you have the ability to wear your Cleo & Me jewelry without apprehension.
Jewelers Mutual personal jewelry insurance advantages include:
· Comprehensive worldwide coverage while traveling that extends beyond ordinary homeowners insurance
· Protection against theft, damage, accidental loss, and disappearance
· The option to choose your own jeweler
· Repair of damaged jewelry with the same level of quality as the original
· Replacement of lost jewelry with the same brand and type
· Graduate Gemologists (GIA) with a passion for jewelry on staff
How a Jewelers Mutual policy stands out
Jewelry is typically covered under renters and homeowners insurance policies, however, that coverage is normally not enough to cover the full replacement cost. Even a jewelry-specific rider added to your homeowners policy has its limits.
FAQ
Does Cleo & Me offer jewelry insurance?
We highly recommend protecting your jewelry with a jewelry insurance policy. Jewelers Mutual – the only company specializing in
jewelry insurance for 110 years – offers comprehensive insurance coverage to protect, repair or replace your jewelry.
What are the advantages to having jewelry insurance?
- Coverage that often goes beyond standard homeowners/renters insurance and added riders.
- Protection that follows your worldwide travels and covers against loss, theft, damage, mysterious disappearance, and floods and earthquakes.
- Flexibility to choose your own jeweler; no need for multiple quotes.
- Keeping jewelry out of your homeowners/renters policy protects your home insurance from the effects of a jewelry claim.
- Repair or replacement of the same kind and quality as your original piece.
- Fast, professional and compassionate claim experience from experts in the jewelry industry.
How do I get a quote for jewelry insurance?
If you would like to consider an insurance policy with Jewelers Mutual for your personal jewelry, get a free, no-obligation quote today.
Insurance coverage only available in the United States (all 50 states and the District of Columbia) and Canada (excluding Quebec).
Although Cleo & Me may offer opinions to consumers about the importance of protecting their purchases, Cleo & Me is not a licensed agent and does not sell or offer advice about insurance. Any/all decisions for protecting jewelry must be made by the consumer, following information gathering. The purchase of insurance must be done by direct interaction with an insurer or licensed insurance agent.
Coverage is offered by either Jewelers Mutual Insurance Company, SI (a stock insurer) or JM Specialty Insurance Company. Policyholders of both insurers are members of Jewelers Mutual Holding Company. Any coverage is subject to acceptance by the insurer and to policy terms and conditions.
By clicking the link above – “get a quote” – you authorize Jewelers Mutual to use a secure system to retrieve and save details of this purchase from us for the purpose of calculating an insurance quote. Retrieved information may include your name and address.
If you have any questions about insuring with Jewelers Mutual, please email PersonalJewelry@jminsure.com or call 888.884.2424.